Posted by Lauren Moss on Aug 29, 2010
If you travel frequently with your dog or cat, listen up.
First, check your car insurance policy. Your pet is probably not covered in case of an accident (though increasingly, the top car insurance companies and many smaller ones are offering this coverage – read on.)
Secondly, consider whether or not you allow your pet to wander freely inside the vehicle while you’re driving. If so, you seriously need to reconsider that practice, both for your own sake and that of your pet.
The Ultimate Distraction? “Distracted driving” – whether that distraction comes from a cell phone, sipping a latte, jabbering with friends, fiddling with the stereo or something else – is very much in the news these days. Pets are no
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Posted by Lauren Moss on Aug 23, 2010
Getting excellently protected insurance coverage is one of the priciest things one could get in your entire life. But it’s additionally one of the most basic commodities we all should make obviously for protection. It is a good thing that car insurance cost savings are possible, that is, once you learn how to obtain them. Some advice is to never pay out more than necessary for auto insurance. Look for ways which can save you while behind the wheel without getting entangled in the drama associated with hard-to-pay costly insurance charges. Here are a few great tips.
If you’re purchasing automobile insurance, think about going into the same policy company which provided you with your other type of insurance. Man
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Posted by Lauren Moss on Aug 19, 2010
Anyone who carries out research these days can be certain of one thing: at some point, someone else is going to do the same research and come to an entirely different conclusion. Case in point: who deserves the cheapest auto insurance – seniors over the age of sixty, or thirty-somethings?
The Common Wisdom
Insurance underwriters have long gone by the assumption – backed by actuarial statistics – that younger drivers are more likely to take risks, are more distracted, less experienced and generally more prone to accidents, while older drivers have more experience and are more cautious behind the wheel by nature.
It’s true that young people often consider themselves indestructible and see nothing wrong with chatting on cell phones while driving, swigging away at their favorite (hopefully non-alcoholic) beverage, fiddling with the sound system and carrying on conversations with passengers – all while attempting to operate their vehicle in heavy traffic. It’s why
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Posted by Lauren Moss on Aug 10, 2010
Life insurers are facing broad criticism for profiting from the death benefits of soldiers and other life insurance policyholders even after a claim is supposed to be paid. Insurers are using so-called “retained benefit accounts” to hold onto payments they owe to families of deceased policyholders. They deposit the funds in insurer-controlled accounts, rather than transferring the payment to a bank or issuing a check to beneficiaries. The practice allows the insurer to hold onto money and continue earning interest on funds they are otherwise required to pay out as claims. Policyholders are told that their benefits are safey tucked away, and they’ll get interest payments in the meantime. Read all post…
Posted by Lauren Moss on Aug 06, 2010
WASHINGTON — As Americans struggle with double-digit hikes in their health insurance bills, millions are coming up against a hard reality: the state regulators who are supposed to protect them can often do little to control what insurers are charging.
In many states, it is the insurance industry that largely control the regulatory process, funneling money to key state lawmakers and squelching efforts to expand government oversight of premiums, a review of state regulations and campaign donations shows.
“The pressure that the industry can bring to bear in state legislatures is unbelievable,” said J. Read all post…
Posted by Lauren Moss on Aug 04, 2010
Auto insurance policies can be terminated for any number of reasons. Getting rid of an old car, moving to a different state, or just changing to a different insurance company are all legitimate reasons. The important thing is to do it properly.
For most insurance companies, the standard practice is to allow you to cancel your policy at any time during by sending written notice with the date you want cancellation to be. Insurance policies don’t necessarily end at the end of the policy term, so you don’t want to assume that you are cancelling by simply failing to pay your next bill.
You should also check your policy carefully, as it may not be entirely clear. Ins
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