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India’s Insurance Lines to Grow in the Near Future

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India’s insurance market will continue to deliver sound growth opportunities across both general and life insurance business lines for the forecast period of 2011-2015, according to two new dossiers from international research firm Bricdata.

In ‘Non-Life Insurance in India, Key Trends and Opportunities to 2015,’ Bricdata explains that despite ongoing global macroeconomic challenges, the Indian general insurance market will continue to grow at a healthy rate. Over the past few years, the level of competition within India’s non-life insurance industry has risen considerably due to the greater presence now of both private and public companies. The rep

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Home and Content Insurance for the Homeowner

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A homeowner is wise to take out home insurance and contents insurance. A combined home and content insurance policy will differ from each insurance company.

Choosing an insurance policy to adequately cover for any potential loss may be a little confusing. A company providing home and content insurance will have a “Product Disclosure Statement”. The product disclosure statement is generally easy to read and clearly lists what is covered and what is not. This will help the homeowner decide which insurance policy would be most suitable. Ins

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Does ‘Overfunding’ Life Insurance Policies Beat Buying Stocks?

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Purchasing a life insurance policy is a great way for a head of household to ensure loved ones will be financially secure after death. However, some people have found ways to use insurance policies as an investment as well.

While investing in life insurance is perfectly normal, some policyholders are taking part in a practice known as overfunding to build greater wealth, even if it takes some money away from their beneficiaries upon death. Is this investment idea truly beneficial?

What Does Overfunding Life Insurance Mean?

Life insurance has long been considered an investment tool for some policyholders.

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Life Insurance Lingo: Ten Things You Need To Know

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Most people don’t like to think about death and dying. And that’s when life insurance comes into play. But it’s important to safeguard your loved ones in the event of your passing. Knowing which policy to buy is a big decision and one some experts say people don’t spend enough time researching.

Once you do decide on a policy, it’s important to put the paperwork in a place where your loved ones can access it easily. “Consumers need to be familiar with their life insurance policies so they don’t overlook important features that could be critical to their livelihoods,” says Jeff Koll, assistant vice president of product development for Colonial Life & Accident Insurance Company.  ”Make sure you

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More Americans than not want health law repeal

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WASHINGTON (Reuters) – As the Supreme Court prepares to review President Barack Obama’s healthcare reform, more Americans want to see it repealed than want to keep it, a poll released on Wednesday shows.

A Gallup survey of more than 1,000 U.S. adults found that 47 percent favor the repeal of healthcare reform, versus 42 percent who want the law kept in place. Eleven percent had no opinion.

But the survey also showed that 50 percent of Americans believe the federal government has a responsibility to make sure everyone has health coverage, compared with 46 percent who do not.

The results, which have a 4 percentage point margin of error, suggest a sharply divided U.S. Read all post…

A Quick Reference Guide to Buying Renters Insurance

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An outline of the coverages, discounts, and important features of a Renters Insurance policy, aimed to help make buying Renters Insurance an easier process

Renters Insurance is one of the least expensive but most often overlooked forms of insurance coverage available in the United States. Many people don’t realize it is an option, or if they do they still don’t understand what Renters Insurance covers. A landlord is only responsible for insuring the apartment building or home being rented. Your valuables and personal property inside the apartment are up to you to insure.

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As if a flood wasn’t disastrous enough, there are long-lasting effects on tourism

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Tourists often rush to cancel trips during a flood even if the specific region they planned to travel to isn’t affected at all. While the immediate effect of a flood is disastrous enough to local business, that’s not the end of the story. Because it’s common for natural disasters to have heavy media coverage, tourism is often affected for weeks, months, even years after a particular event. The current flooding in Bangkok is sure to be the same.

The scenes presented on televisions around the globe after a series of disastrous floods hit Queensland and Brisbane have ensured that Australian tourism still hasn’t recovered. The loc

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