When taking part in an expedition, a trek or a voluntary project in a remote area you need to consider a few extra safety precautions. Make sure you are well prepared for your trip by finding out about the climate, the environment you’ll be travelling in, and what immunizations you need. Find out where to [...]
Updating your insurance marketing practices, the ways to promote your agency, buying leads, the process of getting to know your customer as a person, dealing with objections—these are all steps toward your ultimate goal of closing sales and making your agency profitable. That’s one thing that hasn’t changed one bit. The process of selling insurance [...]
It is important that you go into using insurance leads with realistic expectations. Some leads will turn out to be better than others, and depending on how you speak to your customers, you will have varying degrees of success. Some things you should be aware of: Ask for pertinent information. Sometimes a potential client might [...]
A new bill in Florida that could result in higher home insurance rates for state residents cleared a Senate committee last week. Senate Bill 1330 (SB 1330) would allow insurers to increase home insurance rates in Florida by up to 30 percent a year – without authorization from regulators. SB 1330 aims to deregulate Florida [...]
Natural disasters have the ability to affect many people, not only through the physical destruction they cause, but also through injury, homelessness and even death. The earthquake and tsunami in Japan last week remind us that Mother Nature can be extremely destructive. Here we list the seven worst natural catastrophes of the 21st century. There [...]
Insurance company share prices have fallen sharply this week as estimates of the cost of Japan’s earthquake and ensuing nuclear emergency have risen. Shares in the global “full-line” insurance sector were down nearly 6 per cent in the five days following the earthquake, while the global reinsurance sector fell more than 4 per cent. Although [...]
Insurers can currently take gender into account as a risk factor to calculate not only insurance premiums, but also the annuity income they will offer to their pension savers. However, from December 21, 2012 insurers will no longer be able to charge different premiums for men and women. We set out the winners and losers [...]