Workers’ Comp Costs per Claim in Minnesota Lower than Most States

Workers’ compensation costs per claim for injured workers in Minnesota are among the lowest of 15 states, according to a new study by the Workers Compensation Research Institute (WCRI).

The study by the Cambridge, Mass.-based WCRI found that total costs per all paid claims were 30 percent lower in Minnesota and, in claims with more than seven days of lost time, 14 percent lower than the typical or median study state.

Payments per claim for lost wages, known as indemnity benefits, in Minnesota were 27 percent lower than the median study state and a major factor in the lower costs per claim.

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WCRI reported that the lower indemnity benefits per claim in Minnesota were not the result of lower statutory benefits, but because Minnesota workers returned to work faster and fewer cases received permanent partial disability (PPD) benefits or lump-sum settlements.

Workers in Minnesota returned to work faster than in most other study states. F

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Got a horse? Don’t gamble on its health

Pet insurance costs mean some owners put their pet’s health before their own Photograph: Christopher Thomond

Britain’s 1.3 million horse owners face tough choices in the coming months, with rising costs forcing many to make personal sacrifices so they can continue to look after their horses and ponies. Yet despite the constant struggle, for the vast majority of the horse and pony owners the last area they choose to economise on is equine insurance.

Insurers and brokers say they have not seen any tailing-off in the number of policies sold.

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The Basics of Mexican Auto Insurance

When the winter cold arrives, many people start thinking about warmer places.

One popular destination is Mexico: it’s relatively close to most states, can be inexpensive and there’s warmth and sunshine to spare. Many travelers will fly there, but many others will drive south of the border in order to keep travel costs down and to have more freedom once they are in the country. If you’re thinking of driving in Mexico, you need to know all about Mexican auto insurance.

Mexican Auto Insurance Requirements

While Canada has auto insurance laws similar to those in the U.S., Mexico does not, so American car insurance won’t work there.

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Towergate bolsters affinity team

Towergate Risk Solutions has announced the appointment of Jamie Eaton as Affinity Sales director to help realise its intention to expand its affinity business.

Previously Eaton was with Howden Insurance Brokers, where he led their Affinity Sales and successfully managed their sales team, tasked with expanding affinity business in 2008.

In his new post with Towergate he will be directly responsible to Sales and Marketing Director Matthew Reed, who joined the firm two years ago from Hyperion Group.

Reed has warmly welcomed Eaton’s appointment, describing it as another step in the firm’s strategic direction of pursuing both new and organic sales growth.

Reed went on to praise Eaton’s in-depth knowledge and experience of the affinity market which would, he said, prove to be a great asset as Towergate seeks to enhance its presence in the affinity arena.

 

Letters: Civil litigation costs are disproportionate

Stephen Cavalier (Letters, 21 January) is wrong to assert that it is claimants and not lawyers who will be the losers from Lord Justice Jackson’s recommendations in his review of civil litigation costs. The overriding goal has to be to ensure that genuine claimants receive fair compensation, with the legal costs reflecting both the nature and the complexity of the case. This independent report concludes that the current system for legal costs does not work. Legal costs are completely disproportionate and are paid for by everyone in society, whether it be British businesses and motorists having to pay higher insurance premiums or the NHS and local authorities having to divert money from frontline services to pay for the costs of lawyers.

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