Homeowners can expect their home insurance rates to jump in 2012, says a number of insurance experts. The damage caused by the high multitude of storms seen last year has had a significant impact on property and casualty insurers. Record Natural Disaster Losses in 2011 There’s no doubt that 2011 was known as the year of the natural [...]

A new bill in Florida that could result in higher home insurance rates for state residents cleared a Senate committee last week. Senate Bill 1330 (SB 1330) would allow insurers to increase home insurance rates in Florida by up to 30 percent a year – without authorization from regulators. SB 1330 aims to deregulate Florida [...]

Homeowners in North Carolina may soon want to compare home insurance rates, as they may find sharp increases in premiums due to a new proposal from insurers. In recent weeks, insurers in the state have been looking to raise certain home insurance rates in North Carolina from 7 to 25 percent. The change, which would [...]

A new report suggests that consumers in Mississippi may wish to compare home insurance quotes for a possible new policy, as rates may increase. Allstate Property and Casualty Insurance are looking for a public hearing with Mississippi Insurance Commissioner Mike Chaney over a request to raise rates by as much as 44 percent. The insurer [...]

You may not realize it, but those two times you paid your credit card bill late may mean you’re paying more in auto or home insurance premiums today. Insurance companies set premiums based on their perceived risk for covering you. To do this, they look at many factors — and your credit history can be [...]

Some consumers may have to get particular home insurance depending upon the area in which they live. Included in that scope is flood insurance, which helps cover against damages not protected against by a standard policy. Policies are administered through the National Flood Insurance Program, which is under the watch of the Federal Emergency Management [...]

If you really want to get an affordable home insurance, you must know that this doesn’t come instantly. There are measures you have to consider so as to obtain a cheap plan. All insurance companies’ concern are the relative risks present in a situation. You will see that reducing risk factors in your home will [...]