Posted by admin on Jan 30, 2011
Auto insurance comparison has become a cinch to accomplish thanks to the abundance of instant auto insurance quote sites available online. Now all you have to do is enter your basic information and with just a click of your mouse, you can see up to five online auto insurance quote estimates. So how can you choose from all these car insurance companies? Should you just go for the cheap monthly premium? Actually, when you compare auto insurance rates, the cost of your premium should be just one consideration.
Customer Service and Company Reputation
Car insurance is something you probably never think about on a day-to-day basis, but if you are ever involved in a motor vehicle collision, you’ll think about it plenty. I
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Posted by admin on Jan 23, 2011
Saving money on car insurance is not difficult or complicated. It requires a bit of time, but the savings you get can be significant:
1. Shop Around: Auto insurance is like anything else; you have to shop around to get the best deal. Moreover, price is only one variable. When you compare car insurance rates, you have to pay attention to the amount of coverage you receive and the types of coverage included in the price. Often times, an auto insurance company will be able to provide you with a car insurance quote by reducing the coverage you receive – potentially leaving you in a lurch. For
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Posted by Lauren Moss on Dec 19, 2010
It’s a debate that Americans have been having for over thirty years – but increasingly, it’s a bone of contention north of the border as well. Does government-run insurance mean less affordable car insurance for Canadian drivers? Should all insurance be left to the private sector? Or is the answer more complicated that a simple “yes” or “no”?
Price Controls Or Monopoly?
Unlike primary care medical services, when it comes to car insurance, Canada isn’t all socialized or government run. However, in four
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Posted by Lauren Moss on Dec 13, 2010
Many American states now require licensed drivers to possess auto insurance as part of being legally able to drive a vehicle. Even at that, some individuals may be confused as to what kind of coverage to buy and how their personal information influences the amount of their policies and their premium rates. Armed with this knowledge, people can make an informed decision prior to investing in an insurance policy.
When scrutinizing various types of coverage, a driver may take into consideration his or her vehicle. He or she might evaluate how much the car is driven, whether it is for recreation or for everyday driving such as to work or to school.
People who drive their vehicles to work or school everyday might decide to buy a full coverage policy.
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Posted by Marcus Ashby on Dec 12, 2010
Most consumers are aware that life insurance coverage is important; however, many don’t take the necessary steps to compare insurance quotes from potential providers.
Even those with coverage from employers may want to look elsewhere, according to a new report that sought to compare life insurance coverage for families.
Employer-provided life insurance coverage is rarely enough to support families, as many only provide death benefits of $10,000 to $25,000, USA Today reports. This may be enough to cover funeral expenses, but could fall well short of helping a family maintain its standard of living.
“People don’t think about, ‘What will my family do if I am gone and not earning a living?’ ” Peter Katt, a fee-only life insurance adviser, told USA Today. Read all post…
Posted by Lauren Moss on Dec 07, 2010
For a large part of the U.S. and virtually all of Canada, the ice and snow is moving in for the winter – and it’s a good time to have a conversation with a representative from your auto insurance company.
Why? In order to make certain you’re covered if you wind up sliding off the road.
About Weather-Related Claims
If you are just carrying the minimum liability insurance, you should understand that while you are covered for any damage you cause to someone else’s vehicle, damages to your own is not covered – nor are you protected if you happen to hit a patch of ice and slide off the road and run into a tree or light pole as a result.
If you have full coverage auto insurance however, your insurer will cover the costs of repair or replacement.
If You File a Weather-Related Claim
State laws vary when it comes to what an auto insurer is allowed to do when an insured files a claim. Normally,
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Posted by Marcus Ashby on Dec 04, 2010
This week Mary Jo Hudson, director of Ohio’s Department of Insurance, announced a new online tool for state residents allowing them to compare auto insurance quotes from different auto coverage agencies.
The new Auto Insurance Sample Premium Calculator allows consumers the ability to easily compare quotes and obtain contact information from different companies.
Designed by the state’s insurance department and auto industry, the Sample Premium Calculator asks users a series of questions designed to lead them to the right coverage, Insurance Journal reports. Read all post…
